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No Medical Required!

Illnesses covered:

  • Cancer
  • Heart Attack
  • Stroke
  • Paralysis
  • Major Burns

Maximum entry age: 59 years

Waiting period: 6 months, unless diagnosed with a critical illness as a direct result of an accident

Critical Illness Rider (CI)

Pushing your limits brings out the best in you and helps overcome adversity. If that adversity happens to be a serious illness then you could receive an additional benefit of up to $1,000,000 to help you keep going. Its for all who never give up! You may sign up for the CI Rider once you have enrolled in a Family Indemnity Plan.

Payout

Only one lump sum payment for the life of the Rider on a successfull claim submission

First premium is determined by the age you have attained when you sign up for rider. Premium increases throughout the life of the Rider as you move into a new age band. See premium schedule below:

Premiums

Age Band
Monthly Premium
Years
Coverage
$500,000
Coverage
$1,000,000
18 – 29
$145.00
$290.00
30 – 34
$155.00
$310.00
35 – 39
$210.00
$420.00
40 – 44
$355.00
$710.00
45 – 49
$590.00
$1,180.00
50 – 55
$1,040.00
$2,080.00
56 – 60
$1,250.00
$2,500.00
61 – 65
$1,500.00
$3,000.00
66 – 70
$2,500.00
$5,500.00
71 – 74
$3,500.00
$7,000.00

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Family Indemnity Plan: Critical Illness Rider