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Mortgage Loan

 We have enetered into a Pari Passu Arrangement with National Housing Trust (NHT) to make it easier for you!

Terms

  • First time homeowners
  • 10% of loan required as ‘free’ shares
  • 10% share saving upon repayment
  • Up to 40 yrs to repay, depending on age
  • Up to 30 years to repay if loan is for building on own land
  • Salary Deduction only (no over-counter payments)

*Conditions Apply

General Documents Needed

  • Valid ID
  • Current valuation of property
  • Finalized sale agreement
  • Eligibility letter from NHT or other lending institution
  • Representation Letter from Attorney assisting with proposed purchase
  • Status of Water Rate/Bill for property

NB: Disbursement will be done in three stages with an inspection after each stage.

Self Employed

  • Certificate of registration for business – business must be registered for a minimum of one year with financial statements to reflect the last three years of operation.
  • Bank printout of salary account for the last year
  • Employment and Income Verification Letter from Accountant verifying monthly salary.

View the Checklists Below

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